Chain Bridge Bank, N.A. offers a full range of residential mortgage products:

• Purchase and Refinance Financing

• Primary, Second Home, and Investment Property

• Jumbo & Conforming Mortgages

• Construction Loans

• Bridge Loans

• Home Equity Loans

• Home Equity Lines of Credit

• Portfolio Lending

Selecting the right partner for your home loan is an important decision and can have a big impact on your personal finances.

Business Owner Specialization

Chain Bridge’s lenders have deep experience in meeting the mortgage needs of borrowers who own and lead businesses, from entrepreneurs and senior executives to self-employed individuals. Its clients often have multiple sources of income from various revenue streams such as businesses or properties. Chain Bridge Bank, N.A. Residential Mortgage is accustomed to working with clients who have complicated personal finances, a segment often neglected by other lenders because of the added work required to verify a business’s income.

ATTENTIVE PERSONAL SERVICE

Chain Bridge Bank, N.A Residential Mortgage delivers the highest level of personal attention and sound counsel. The advice from its lenders is tailored to each client’s needs.

PRICING

Competitive rates and pricing on a full menu of mortgage loans and related products are offered from the start. Chain Bridge’s mortgage officers and lenders are not paid on commission. Eliminating commission from the cost structure enables Chain Bridge to offer very competitive pricing and attentive service from loan officers not distracted by pressure to originate a loan for a commission. Chain Bridge’s goal is to offer the best possible price and the best product to the client.

EXPERIENCE

The Chain Bridge Bank, N.A. Residential Mortgage professionals have more than three decades of mortgage lending and banking experience to make the home financing transaction as simple and easy as possible.

SPEED

On average, Chain Bridge closes its loans in less than 30 days from the application to the settlement. Its lenders will work closely with clients to meet any deadline for a faster closing.

LOCAL PROCESSING AND DECISION MAKING

All loans are processed, underwritten, and approved within Chain Bridge Bank, N.A. The majority of the loans closed are retained by the Bank and not sold to third parties.

MORTGAGES FOR SPECIAL SITUATIONS

Chain Bridge’s portfolio lending offers better flexibility than traditional mortgage lending in the underwriting process. Traditional mortgage lenders are required to follow more rigid underwriting guidelines and do not have the flexibility to customize terms because the mortgage can only be sold to an investor.

PORTFOLIO LENDING

Chain Bridge Bank, N.A. Residential Mortgage has the ability to keep new loans in the Bank's portfolio. This allows Chain Bridge to customize each loan, while other mortgage lenders must follow rigid sales guidelines.