With every mortgage, we deliver the level of personal attention, sound counsel and advice based on our clients’ needs and not simply what is best for the Bank.
We offer aggressive rates and competitive pricing on a full menu of mortgage loans and related products. Our mortgage lenders are not paid on commission. Eliminating commission from our pricing formula enables us to pass along the savings to our clients.
On average, our professionals have more than 20 years of mortgage lending and banking experience to make your transaction as simple and stress free as possible.
On average, we close our loans in less than 30 days from application to settlement. If you need a faster closing, our lenders will work closely with you to meet your deadline.
LOCAL PROCESSING AND DECISION MAKING
All of our loans are processed, underwritten, and approved within the Bank. We make our own credit decision for portfolio loans and we have strong relationships with all of our investors that we sell mortgages to in the secondary market.
MORTGAGES FOR SPECIAL SITUATIONS
Portfolio lending offers us better flexibility in our underwriting process. Traditional mortgage lenders are required to follow more rigid guidelines and they do not have the flexibility to customize terms because the mortgage can only be sold to an investor.
Subject to credit approval. This is not a commitment to make a loan.